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      California SR-22 Insurance

      If you are researching SR-22 Insurance, it is most likely because you have been recently involved in a DUI incident.  (SR-22 insurance is also sometimes required for those driving without proof of insurance or under a suspended license, or for some other forms of violations that might lead to your driver’s license being suspended.)

      What you are probably rapidly discovering is that there is no such thing as “cheap SR-22 insurance,” as compared with regular insurance.  However, at Incorporated Insurance Services we are committed to finding you the lowest SR-22 insurance quote possible.

      Of course, it is not just about finding the lowest quote, but finding the best SR-22 insurance overall, when it comes to matching your needs.

      What is SR-22 Insurance In California?

      The SR-22 is a form required by the Department of Motor Vehicles when a driver has a DUI offense reported.  The form (very similar to the SR-1 form which is used to report traffic accidents) is filed by your insurance company showing that you have obtained coverage through them.  The SR-22 is actually a proof of financial responsibility that the DMV requires after such traffic incidents.

      In the event of a DUI, the California Department of Motor Vehicles will not reissue your driver’s license without an SR-22 Form.  That means that you cannot simply bring your policy number and valid ID into the DMV in order to have your license returned to you.  You also cannot fill in the SR-22 by yourself.  Your SR-22 must be filled out and filed by your insurance provider.

      If you have been dropped by your previous carrier because of your accident, you must then find insurance with SR-22 coverage in order to regain your driver’s license.  Once you have found your new carrier, your insurance provider will submit the SR-22 form to the Department of Motor Vehicles, allowing you to regain your license.